Could a Reverse Mortgage
Work for You?

What Is a Reverse Mortgage?

A reverse mortgage is a government-insured loan that allows homeowners age 62 and older to convert a portion of their home equity into tax-free cash — without selling their home or making monthly mortgage payments.

You continue to own your home. The loan is only repaid when you move out, sell the property, or pass away. It’s designed to help retirees supplement their income and enjoy greater financial freedom.

• No monthly mortgage payments required
• Receive $2,100 – $4,200/month in steady cash, or take a lump sum at closing
• You stay in your home and keep the title
• Proceeds are generally tax-free
• FHA-insured and federally regulated for your protection
• Must be age 62 or older and have significant equity in your home